Terms of Service

Last updated: 15th January 2026

Acceptance of Terms

By accessing and using the Loxentra website and services, you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Loxentra AG, a company registered in Austria with registration number FN618254a. If you do not agree to these Terms, please do not use our website or services.

About Loxentra

Loxentra operates as a business finance tool review and consultation service. We provide independent reviews, analysis, and recommendations regarding financial software and tools for businesses. Our registered office is located at Landstraßer Hauptstraße 55, 5057 Salzburg, Austria.

Services Description

Loxentra provides the following services:

  • Comprehensive reviews of business finance tools and software
  • Comparative analysis and recommendations
  • Consultation services for business finance tool selection
  • Educational content and insights about financial technology
  • Personalised advice and implementation guidance

User Obligations

When using our website and services, you agree to:

  • Provide accurate and complete information when contacting us or using our services
  • Use our services only for lawful purposes and in accordance with these Terms
  • Not attempt to gain unauthorised access to our systems or data
  • Respect the intellectual property rights of Loxentra and third parties
  • Not use our services to transmit harmful, offensive, or illegal content
  • Maintain the confidentiality of any login credentials or account information

Intellectual Property

All content on the Loxentra website, including but not limited to text, reviews, analysis, graphics, logos, images, and software, is the property of Loxentra or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission. You may view and download content for personal, non-commercial use only, provided you keep all copyright and other proprietary notices intact.

Review Independence and Disclaimers

While we strive to maintain independence in our reviews and recommendations, you acknowledge that our opinions are subjective and based on our methodology and criteria. Our reviews should not be considered as professional financial advice, and you should conduct your own due diligence before making any business decisions based on our recommendations. We do not guarantee the accuracy, completeness, or timeliness of all information provided.

Consultation Services Terms

Our consultation services are provided based on the information you provide to us and our professional experience. Consultation fees are payable in advance unless otherwise agreed. We reserve the right to refuse service or terminate consultation agreements with reasonable notice. Any recommendations provided during consultations are advisory only and do not guarantee specific business outcomes.

Limitation of Liability

To the fullest extent permitted by law, Loxentra shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our website or services. Our total liability for any claims arising from these Terms or your use of our services shall not exceed the amount you paid to Loxentra in the twelve months preceding the claim. Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so these limitations may not apply to you.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Loxentra. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Loxentra shall not be responsible for any damage or loss caused by your use of any third-party content or services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Austria, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Austria. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Termination

We reserve the right to terminate or suspend your access to our website and services immediately, without prior notice, for any reason, including but not limited to breach of these Terms. Upon termination, your right to use our services will cease immediately. The provisions of these Terms that by their nature should survive termination shall remain in effect after termination, including intellectual property rights, liability limitations, and governing law provisions.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our services after any modifications constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.

Force Majeure

Loxentra shall not be liable for any failure or delay in performance under these Terms that is due to fire, flood, earthquake, pandemic, governmental action, war, terrorism, or other causes beyond our reasonable control. In such events, we will make reasonable efforts to resume normal service as soon as practicable.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and Loxentra regarding your use of our services. These Terms supersede all prior agreements and understandings, whether written or oral, relating to the subject matter hereof.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Loxentra AG
Email: legal@loxentra.top
Phone: +43 6627632957
Address: Landstraßer Hauptstraße 55, 5057 Salzburg, Austria
Registration Number: FN618254a